Fixed Deposit Schemes
A type of deposit where you can earn interest by depositing a fixed amount for certain tenure.
Features of Fixed Deposit Schemes
- The principal only needs to be submitted once. You should start a new Fixed deposit if you want to make more deposits.
- The interest rate is more than the savings account’s rate.
- The tenure spans between seven days and ten years.
- Fixed deposits can be easily renewed.
- Before the maturity period, one can rarely withdraw. The account holder is responsible for any penalties associated with an emergency withdrawal.
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